When is hmda reporting due

The LAR Formatting Tool opens new window may be especially helpful for credit unions with small volumes of reported loans that do not use vendor or other software to prepare their HMDA data for submission. Credit unions must address all edits prior to submitting their HMDA data.

The edit report will be web-based. As part of the submission process, an authorized representative of your credit union with knowledge of the data submitted must certify to the accuracy and completeness of the data submitted.

Credit unions cannot fax or e-mail the signed certification, as they must use the HMDA Platform for all aspects of the submission process. Technical questions about reporting HMDA data collected in or after should be directed to hmdahelp cfpb. HMDA Data Partial Exemptions Credit Union Loan Type Originations During Calendar Year Originations During Calendar Year Partial Exemption In A Closed-end mortgage loans Neither Open-end lines of credit B Closed-end mortgage loans Only closed-end mortgage loans Open-end lines of credit C Closed-end mortgage loans Only open-end lines of credit Open-end lines of credit D Closed-end mortgage loans Both closed-end mortgage loans and open-end lines of credit Open-end lines of credit The final rule specifies the data points that do not need to be collected and reported if a transaction qualifies for a partial exemption, as well as those data points that must be collected and reported even if a transaction qualifies for a partial exemption.

Close popup. Only closed-end mortgage loans. Only open-end lines of credit. Both closed-end mortgage loans and open-end lines of credit. Download the latest version , version 5.

Guides to how the CFPB will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law. See the HMDA examination procedures. The Bureau provides a list of frequently asked questions and answers on particular topics to assist in understanding and complying with HMDA and Regulation C.

Browse all FAQ topics. The webinars are accurate as of their original presentation dates and do not reflect amendments to Regulation C issued after their presentation dates. Browse HMDA webinars. Sample data collection form — Demographic information of applicant or co-applicant Effective Jan. Skip to main content.